2.     The broker will establish a price for services upfront, in writing, based on information provided by the customer. 

*On third party services, such as an appraisal, ordered by Arizona Wholesale Mortgage but paid for by the customer, Arizona Wholesale Mortgage will provide the invoice from the third party service provider at the customer’s request.  Alternatively, Arizona Wholesale Mortgage may have the payment made directly by the customer to the third party service provider.

3. Any payments Arizona Wholesale Mortgage receives from third parties involved in the transaction will be credited to the customer, unless such payments are included in Arizona Wholesale Mortgage's fee.

      *If Arizona Wholesale Mortgage's fee is 1 point, for example, and Arizona Wholesale Mortgage collects 1 point from the lender as a “ yield spread premium”, Arizona Wholesale Mortgage either charges the customer 1 point and credits the customer with the yield spread premium, or charges the customer nothing and retains the yield spread premium.

4.     Arizona Wholesale Mortgage will use his best efforts to determine the loan type, features, and lender services that best meet the customer's needs, and to find the best wholesale price for that loan.